Back to the READY part. We are big believers in Dave Ramsey (and are learning all about Dani Johnson) but we've never really followed through. Til now. We now have our budget in place, as scary as that is. We need to be super serious (said in the Kate Winslet voice in Titanic -ya know when she's all naked and stuff getting her picture drawn) if we want to Tanque Verde Manor (just tryin out the name) to happen. That means no more trips to Target that are not carefully planned, that means no more grande, no water chai's from Starbucks that are unplanned. Basically, it means planning the crap out of everything. I don't know why that's so freaky- I LOVE to plan. So we did.
First up.... the finance binder, dun, dun, dun. This binder (original idea found here) holds the key to our future. In it, we have a pocket for the bills that need to be paid,a calendar so we can see what's due when, our budget, our checklist (I just put a check in the column with the month so I remember it's been paid, so weird that I can never remember that), the bills that have been paid, then the "debt" section. We are planning on adding the debt snowball from Dave Ramsey to this one, but I was spent at this point.
To be paid side, along with a cute pencil and calculator
The "DUE" calendar- I like to cross them off as they get paid.
Our checklist.... from www.iheartorganizing.blogspot.com
Page 1 of 3 of our budget. Again from Jen at Iheartorganizing
The next part is putting it all into Mint.com. We have it set-up, but have not utilized like we should, so that's the next step. It's free for crying out loud, there's zero reasons we should not use it.
One of our biggest money suckers is groceries. So I sat down and figured out our menu for June. I really love knowing that I have it all planned. It makes me feel better. Of course if I check the weekly specials and see something perishables that is fabulous (ie artichokes) then of course I have the power to switch it. Eric, on the other hand, is not. He erased the dates and made the magnets crocked, ugh, so it's just better that he leaves it alone.
Our June menu...we have a couple blank dates because of my mom's birthday and father's day, not sure what we are doing yet (btw...I got this whole thing from The Homes I Have Made)
The envelope wallet... so official
And I will leave you with some not so fantastic shots of my kids at the one and only splash pad in Tucson- mind blowing.
Don't forget to check out the awesomeness of Shaklee!!